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FREQUENTLY ASKED
QUESTIONS

Who does Donald Griffith typically work with?

Donald specializes in helping federal employees—both current and retired—make confident, well-informed decisions about their financial future. Whether you're under CSRS or FERS, approaching retirement, or just starting your federal career, Donald can help you maximize your benefits and create a retirement plan with clarity and confidence.

What is a Federal Retirement Consultant℠ (FRC®)?

The FRC® designation is a nationally recognized credential for professionals who have demonstrated deep expertise in federal employee retirement systems. It requires comprehensive education, experience in financial services, successful completion of a rigorous exam, and a commitment to fiduciary ethical standards. Donald maintains this certification with annual continuing education to stay current on all relevant federal retirement laws.

What does it mean that Donald is a fiduciary?

As a fiduciary, Donald is legally and ethically bound to act in your best interest—always. He provides transparent, objective advice and never recommends a solution unless it is truly right for your situation. His fiduciary standard ensures that your goals come first—not product sales or commissions.

My HR Department can answer my questions. How can Donald help me?

While HR departments provide general benefit information, they are not licensed to give personalized financial advice. Donald specializes in retirement income planning and offers tailored strategies to maximize your benefits and avoid costly mistakes that HR cannot legally advise on.

What makes Donald different from other financial advisors?

Donald combines federal benefit knowledge, fiduciary ethics, and over a decade of experience to help his clients retire with peace of mind. As a Federal Retirement Consultant℠, he’s trained to navigate the complexities of TSP, FEGLI, FEHB, Social Security coordination, and pension options. Most importantly, he takes time to educate you, not pressure you.

I already met with a financial advisor. Why should I talk to Donald?

Many financial advisors are unfamiliar with the intricacies of the federal retirement system. Donald holds the FRC℠ designation and focuses exclusively on helping federal employees navigate FERS, TSP, FEGLI, and more. His guidance is highly specialized.

Can Donald help me if I’m already retired?

Absolutely. Many of Donald’s clients come to him after retirement for help with income planning, tax efficiency, RMD strategies, and making their TSP or annuity dollars last. Whether you're 5 years from retirement or 5 years into it, Donald can help.

What if I’m 10 years or more away from retirement?

That’s actually the best time to start planning. Early preparation gives you more control over your retirement timeline, reduces tax risk, and helps avoid mistakes that are harder to fix later.

Do I need to be near Donald’s office to work with him?

No. Donald works with federal employees across the country. He offers virtual appointments via secure Zoom meetings and phone calls, allowing you to get professional advice no matter where you live or work.

How much does it cost to work with Donald?

Your initial consultation is completely free and comes with no obligation. If you choose to work with Donald beyond that, he will clearly explain any costs and options based on your needs. Transparency is a top priority.

Do I have to move my TSP to work with Donald?

No. While many retirees eventually roll over their TSP for more flexibility, Donald can still provide advice whether you choose to move it or not. His goal is to help you make informed decisions, not sell products.

How do I schedule an appointment?

It’s simple. Click the “Schedule Your Federal Retirement Review” button at the top of the page to book your complimentary consultation. There’s no obligation—just an honest conversation about your goals, benefits, and options.